Frequently Asked Questions

Frequently Asked Questions

Ingo Gold Preferred Pricing on all approved checks in minutes until August 31, 2020

In light of the recent unexpected and uncertain financial circumstances for so many consumers and small businesses, Ingo Money is doing our part to help. From April 1 – August 31, 2020 all approved checks in minutes will qualify for Ingo Gold Preferred Pricing—our lowest pricing tier—regardless of your Ingo Gold status.

Fees will be 1% on pre-printed payroll and government checks and 4% on all other checks and money orders, with a minimum $5 fee.

If you cash six checks in minutes during this period (an average of 2 checks per month), you will qualify to receive Ingo Preferred Pricing beyond August 31st so long as you continue to cash six checks in minutes within the prior 90-day period.

You might be wondering, why does Ingo charge a check cashing fee at all?

Using the Ingo Money App is a great way to cash checks and get your money in minutes, 24/7/365, in the accounts you choose, without the need to go out or stand in a line. There are no deposit holds and if your check is approved and your account is funded, the money is guaranteed and safe to spend.

If we could do this for free or at a permanently reduced rate, we would. But in order to provide this service to you, we incur a number of expenses including bounced and non-payment check costs, transaction processing costs, and technology and servicing costs.

We charge a check cashing fee to help cover these costs while we continue to invest to make our service better and more efficient for our customers.

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ABOUT LINKING MY FUNDING ACCOUNTS


ABOUT CASHING A CHECK


ABOUT PROMOTIONS


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